Sharia board approved · Murabaha & Mudaraba

Own a piece of Qatar's growth.

Fund real Qatari businesses, property and startups from QAR 1,000. Every deal is structured, rated and reported — profit distributions land in your wallet monthly.

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QAR 84.2M
Deployed since 2021
18.4%
Avg. realised annual return
11,300
Investors on platform

Paid this month

Real distributions, streaming — amounts shown, names never.

QAR 1,240,880
across 412 investors
Al Wakrah Cold Chain
14 Aug · monthly profit
QAR 112,400
Doha Medical Tender
12 Aug · final settlement
QAR 386,200
Lusail Retail Floor 3
10 Aug · quarterly profit
QAR 68,340
Smart Invest cycle 11
08 Aug · blended payout
QAR 241,900
Al Khor Logistics Fleet
05 Aug · monthly profit
QAR 74,110
Msheireb F&B Fit-out
02 Aug · monthly profit
QAR 41,660
QAR 84.2M
Deployed since inception
Across all verticals
18.4%
Average realised return
Net of platform charges
11,300
Investors on platform
Verified accounts

Access by application

Private equity and venture capital, run properly

Committed capital, capital calls, quarterly valuations and honest J-curves. We check the asset class fits you before you can subscribe — that is what the application is for.

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PE vehicles

0

VC vehicles

Being raised

Committed

Figures from the live vehicle catalogue. Past performance does not guarantee future results.

Unit programs

Own date palms. Earn the harvest.

The Al Shamal date-palm program sells ownership of productive trees — you buy units, the farm operates them, and the harvest pays you.

Every number on this card is computed by the same engine that prices the program itself — not marketing copy.

Explore the program

Per unit

QAR 178

Horizon

3 years

Projected p.a.

31.0%

Minimum ticket

QAR 1,780

Projected returns are estimates from the program's unit economics, not a promise.

Sharia governance

Every contract reviewed before it reaches you.

Structures are drafted with the supplier, reviewed by our Sharia board, and published in full on the deal page — including the profit calculation and what happens if a payment is late.

Ask our Sharia desk about the structures

Murabaha

We buy the asset, then sell it to the business at a disclosed mark-up.

Mudaraba

You provide capital, the operator provides work; profit shared on a fixed ratio.

No interest, ever

Late payments trigger a charity donation, never compounded penalties.

Segregated funds

Investor wallets held separately from platform operating accounts.

Why Choose Estithmari

Discover the advantages of our platform for both businesses seeking financing and investors looking for growth.

Business Purchase Financing

Financing purchases such as assets, inventory, and services from a previously dealt with supplier.

Real Estate Investment

Invest in fractional ownership of high-yield rental properties and development projects across prime locations.

Startup Equity Crowdfunding

Become an early investor in innovative startups with high growth potential and share in their success.

Flexible Repayment Periods

We offer flexible repayment periods for the financing applicant, starting from one month, 3-6-9 up to 12 months.

Sharia Compliant Solutions

We offer an innovative and distinctive financing option through the Murabaha principle, which meets the requirements of Islamic Sharia.

Secure & Transparent

Reliable and secure investments that guarantee the highest standards of integrity and financial transparency.

Our Financing Services

We provide Sharia-compliant financing solutions tailored for both investors and businesses.

Competitive returns
Competitive annual profit rate of up to 24%
Capital plus profits!
Monthly, quarterly and end-of-term distributions
Sharia compliant
Investors are dealt with on the principle of Mudaraba and Murabaha with Companies

Where we operate

Built in Qatar. Opening to the world.

Every country runs on its own rules — eligibility, licensing and products are configured per market before it opens.

Live

Qatar

Opening soon

Saudi Arabia

Planned

United Arab Emirates
Kuwait
Egypt
Morocco

Partner with us

Bring Estithmari to your country

We franchise the platform to licensed local operators: your market knowledge and licence, our brand, engines and ERP.

  • Full platform: web, mobile apps, back office and accounting
  • Per-country rules engine — eligibility and products configured for your market
  • Transparent revenue share, settled monthly through the ledger

Your journey on Estithmari

How to Register As

1.Create Your Account
Quickly sign up with your email and create a secure password to get started.
Create Your Account
2.Fund Your Wallet
Add funds to your digital wallet using our secure payment methods.
Fund Your Wallet
3.Invest & Grow
Browse vetted projects, choose your investment package, and track your portfolio's growth.
Invest & Grow

Ready when you are.

Open an account in three minutes. No fees to hold cash.